Christmas Blessings

Why do cards sometimes have a mind of their own or at least seem as though they do?

When I saw the MMSC122 sketch I remembered the ribbon weaving technique and thought I would give it a go.  Having done the panel I then could not decide how to use it.  Well time was pressing so tonight this is what I came up with - not fancy, not complicated but I think it works with the loud ribbon panel.   I am entering this card in 2 challenges MMSC122 and SSIC108.  The sentiment stamped in Versamark and embossed in gold is from Verve.  The holly is a Penny Black stamp.